In addition, we have eliminated any delay associated with locking in your rate. This means once your application has been pre approved, when you are ready to lock, we will lock your rate the second you request it. (Applications taken after October 3rd 2015.)
So EZ Mortgage strives to offer great service and retain great clients. Part of our success is due to delivering the finest home loan applicants to our investors. Our flawless record of consistently delivering reliable clients allows us to access more rebate from our investors resulting in a lower rate for our clients.
Feedback from our investors tells us that we are leading the way in innovation, speed, reliability and consistency. While other lenders are calling their investors literally in tears because their loans are not funding on time, we are celebrating funding 100% of our loans not only on time, but in less time than before TRID. We are hearing reports of other lenders locking loans for 45 - 60 days. That to me, equals success for us. The fact that our turn times improved while our competitors turn times worsened, is evidence that we are doing it right.